{"id":187,"date":"2025-07-28T07:41:27","date_gmt":"2025-07-28T07:41:27","guid":{"rendered":"https:\/\/biz.homeloanwizards.com.au\/?page_id=187"},"modified":"2025-07-28T22:51:51","modified_gmt":"2025-07-28T22:51:51","slug":"privacy-policy","status":"publish","type":"page","link":"https:\/\/biz.homeloanwizards.com.au\/index.php\/privacy-policy\/","title":{"rendered":"Privacy Policy"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"187\" class=\"elementor elementor-187\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6a0516e e-flex e-con-boxed e-con e-parent\" data-id=\"6a0516e\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d6d5f18 elementor-widget elementor-widget-heading\" data-id=\"d6d5f18\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Privacy Policy<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c8de8c3 elementor-widget elementor-widget-text-editor\" data-id=\"c8de8c3\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p data-start=\"312\" data-end=\"701\"><strong data-start=\"348\" data-end=\"372\">Loan Wizards<\/strong>\u00a0(\u201cLoan Wizards\u201d, \u201cwe\u201d, \u201cus\u201d, or \u201cour\u201d) is committed to protecting your privacy and ensuring the security of your personal and business information. This Privacy Policy outlines how we collect, use, store, and protect your data in accordance with the <strong data-start=\"623\" data-end=\"663\">Australian Privacy Principles (APPs)<\/strong> under the <strong data-start=\"674\" data-end=\"700\">Privacy Act 1988 (Cth)<\/strong>.<\/p><hr data-start=\"703\" data-end=\"706\" \/><h2 data-start=\"708\" data-end=\"745\"><strong data-start=\"711\" data-end=\"745\">1. What Information We Collect<\/strong><\/h2><p data-start=\"747\" data-end=\"893\">We collect both personal and business information required to assess your eligibility for business finance and to provide our services, including:<\/p><ul data-start=\"895\" data-end=\"1258\"><li data-start=\"895\" data-end=\"955\"><p data-start=\"897\" data-end=\"955\">Your name, contact details, and identification documents<\/p><\/li><li data-start=\"956\" data-end=\"1024\"><p data-start=\"958\" data-end=\"1024\">Your business name, ABN or ACN, and business contact information<\/p><\/li><li data-start=\"1025\" data-end=\"1114\"><p data-start=\"1027\" data-end=\"1114\">Financial information such as bank statements, accounting data, revenue, and expenses<\/p><\/li><li data-start=\"1115\" data-end=\"1190\"><p data-start=\"1117\" data-end=\"1190\">Credit-related information, including credit scores (with your consent)<\/p><\/li><li data-start=\"1191\" data-end=\"1258\"><p data-start=\"1193\" data-end=\"1258\">Device and usage data when you use our website or online platform<\/p><\/li><\/ul><hr data-start=\"1260\" data-end=\"1263\" \/><h2 data-start=\"1265\" data-end=\"1306\"><strong data-start=\"1268\" data-end=\"1306\">2. How We Collect Your Information<\/strong><\/h2><p data-start=\"1308\" data-end=\"1358\">We collect information directly from you when you:<\/p><ul data-start=\"1359\" data-end=\"1538\"><li data-start=\"1359\" data-end=\"1399\"><p data-start=\"1361\" data-end=\"1399\">Fill out our online application form<\/p><\/li><li data-start=\"1400\" data-end=\"1447\"><p data-start=\"1402\" data-end=\"1447\">Connect your banking or accounting software<\/p><\/li><li data-start=\"1448\" data-end=\"1493\"><p data-start=\"1450\" data-end=\"1493\">Contact us via email, phone, or live chat<\/p><\/li><li data-start=\"1494\" data-end=\"1538\"><p data-start=\"1496\" data-end=\"1538\">Interact with our website or digital tools<\/p><\/li><\/ul><p data-start=\"1540\" data-end=\"1689\">We may also collect information from third-party services (e.g. credit reporting bodies or financial data aggregators) with your explicit permission.<\/p><hr data-start=\"1691\" data-end=\"1694\" \/><h2 data-start=\"1696\" data-end=\"1737\"><strong data-start=\"1699\" data-end=\"1737\">3. Why We Collect Your Information<\/strong><\/h2><p data-start=\"1739\" data-end=\"1766\">We use your information to:<\/p><ul data-start=\"1767\" data-end=\"2028\"><li data-start=\"1767\" data-end=\"1814\"><p data-start=\"1769\" data-end=\"1814\">Assess your eligibility for a business loan<\/p><\/li><li data-start=\"1815\" data-end=\"1862\"><p data-start=\"1817\" data-end=\"1862\">Provide you with loan products and services<\/p><\/li><li data-start=\"1863\" data-end=\"1925\"><p data-start=\"1865\" data-end=\"1925\">Communicate with you regarding your application or account<\/p><\/li><li data-start=\"1926\" data-end=\"1974\"><p data-start=\"1928\" data-end=\"1974\">Comply with legal and regulatory obligations<\/p><\/li><li data-start=\"1975\" data-end=\"2028\"><p data-start=\"1977\" data-end=\"2028\">Improve our website, tools, and customer experience<\/p><\/li><\/ul><hr data-start=\"2030\" data-end=\"2033\" \/><h2 data-start=\"2035\" data-end=\"2074\"><strong data-start=\"2038\" data-end=\"2074\">4. Do We Share Your Information?<\/strong><\/h2><p data-start=\"2076\" data-end=\"2155\">We do not sell your personal information.<br data-start=\"2117\" data-end=\"2120\" \/>We may share your information with:<\/p><ul data-start=\"2156\" data-end=\"2431\"><li data-start=\"2156\" data-end=\"2203\"><p data-start=\"2158\" data-end=\"2203\">Credit reporting bodies (with your consent)<\/p><\/li><li data-start=\"2204\" data-end=\"2292\"><p data-start=\"2206\" data-end=\"2292\">Our trusted service providers (e.g. data aggregators, legal, accounting, IT support)<\/p><\/li><li data-start=\"2293\" data-end=\"2351\"><p data-start=\"2295\" data-end=\"2351\">Government or regulatory bodies where legally required<\/p><\/li><li data-start=\"2352\" data-end=\"2431\"><p data-start=\"2354\" data-end=\"2431\">Our affiliated companies and partners where necessary to deliver our services<\/p><\/li><\/ul><p data-start=\"2433\" data-end=\"2544\">All third-party providers are required to protect your information and use it only for the purposes we specify.<\/p><hr data-start=\"2546\" data-end=\"2549\" \/><h2 data-start=\"2551\" data-end=\"2574\"><strong data-start=\"2554\" data-end=\"2574\">5. Data Security<\/strong><\/h2><p data-start=\"2576\" data-end=\"2780\">We take data security seriously. Your information is protected using encryption, secure servers, firewalls, and access controls. We also conduct regular audits to ensure your data remains safe and secure.<\/p><hr data-start=\"2782\" data-end=\"2785\" \/><h2 data-start=\"2787\" data-end=\"2818\"><strong data-start=\"2790\" data-end=\"2818\">6. Access and Correction<\/strong><\/h2><p data-start=\"2820\" data-end=\"2842\">You have the right to:<\/p><ul data-start=\"2843\" data-end=\"2960\"><li data-start=\"2843\" data-end=\"2896\"><p data-start=\"2845\" data-end=\"2896\">Access the personal information we hold about you<\/p><\/li><li data-start=\"2897\" data-end=\"2960\"><p data-start=\"2899\" data-end=\"2960\">Request corrections to any inaccurate or outdated information<\/p><\/li><\/ul><p data-start=\"2962\" data-end=\"3023\">To make a request, please contact us using the details below.<\/p><hr data-start=\"3025\" data-end=\"3028\" \/><h2 data-start=\"3030\" data-end=\"3068\"><strong data-start=\"3033\" data-end=\"3068\">7. Cookies and Website Tracking<\/strong><\/h2><p data-start=\"3070\" data-end=\"3251\">Our website uses cookies and tracking technologies to improve user experience and gather anonymous usage statistics. You can manage or disable cookies through your browser settings.<\/p><hr data-start=\"3253\" data-end=\"3256\" \/><h2 data-start=\"3258\" data-end=\"3284\"><strong data-start=\"3261\" data-end=\"3284\">8. Direct Marketing<\/strong><\/h2><p data-start=\"3286\" data-end=\"3465\">We may send you relevant updates, product offers, or content. You can opt out of marketing communications at any time by clicking the &#8220;unsubscribe&#8221; link or contacting us directly.<\/p><hr data-start=\"3467\" data-end=\"3470\" \/><h2 data-start=\"3472\" data-end=\"3501\"><strong data-start=\"3475\" data-end=\"3501\">9. Overseas Disclosure<\/strong><\/h2><p data-start=\"3503\" data-end=\"3688\">In some cases, your information may be stored or accessed by service providers located overseas. We ensure all providers adhere to strict privacy standards in line with Australian laws.<\/p><hr data-start=\"3690\" data-end=\"3693\" \/><h2 data-start=\"3695\" data-end=\"3728\"><strong data-start=\"3698\" data-end=\"3728\">10. Changes to This Policy<\/strong><\/h2><p data-start=\"3730\" data-end=\"3857\">We may update this Privacy Policy from time to time. Any changes will be posted on our website with the revised effective date.<\/p><hr data-start=\"3859\" data-end=\"3862\" \/><h2 data-start=\"3864\" data-end=\"3885\"><strong data-start=\"3867\" data-end=\"3885\">11. Contact Us<\/strong><\/h2><p data-start=\"3887\" data-end=\"3982\">If you have any questions, concerns, or complaints about our privacy practices, please contact:<\/p><p data-start=\"3984\" data-end=\"4102\"><strong data-start=\"3984\" data-end=\"4008\">Loan Wizards Pty Ltd<\/strong><br data-start=\"4008\" data-end=\"4011\" \/>Email: <a href=\"mailto:admin@biz.homeloanwizards.com.au\">admin@biz.homeloanwizards.com.au<\/a><br data-start=\"4038\" data-end=\"4041\" \/>Phone: <a href=\"tel:0482080056\">0482 080 056<\/a><br data-start=\"4067\" data-end=\"4070\" \/>Address: Suite 307, 2-8 Brookhollow Avenue Norwest, NSW,2153<\/p><p data-start=\"4104\" data-end=\"4228\">If you&#8217;re not satisfied with our response, you may contact the <strong data-start=\"4167\" data-end=\"4227\">Office of the Australian Information Commissioner (OAIC)<\/strong>.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Privacy Policy Loan Wizards\u00a0(\u201cLoan Wizards\u201d, \u201cwe\u201d, \u201cus\u201d, or \u201cour\u201d) is committed to protecting your privacy and ensuring the security of your personal and business information. This Privacy Policy outlines how we collect, use, store, and protect your data in accordance with the Australian Privacy Principles (APPs) under the Privacy Act 1988 (Cth). 1. What Information [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-187","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/biz.homeloanwizards.com.au\/index.php\/wp-json\/wp\/v2\/pages\/187","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/biz.homeloanwizards.com.au\/index.php\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/biz.homeloanwizards.com.au\/index.php\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/biz.homeloanwizards.com.au\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/biz.homeloanwizards.com.au\/index.php\/wp-json\/wp\/v2\/comments?post=187"}],"version-history":[{"count":8,"href":"https:\/\/biz.homeloanwizards.com.au\/index.php\/wp-json\/wp\/v2\/pages\/187\/revisions"}],"predecessor-version":[{"id":203,"href":"https:\/\/biz.homeloanwizards.com.au\/index.php\/wp-json\/wp\/v2\/pages\/187\/revisions\/203"}],"wp:attachment":[{"href":"https:\/\/biz.homeloanwizards.com.au\/index.php\/wp-json\/wp\/v2\/media?parent=187"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}